Inbank payment methods

Inbank payment methods make shopping even more convenient. Pay for your purchase only next month or split the amount into three equal parts — easily and without any additional fees. The purchase is confirmed in just a few moments.

Pay later — no interest, no fees

Method Purchase amount Extra cost
Pay next month For purchases worth 30–800 € 0 € additional fees
Pay in 3 equal parts For purchases worth 75–2500 € 0 € additional fees

Inbank pay later solutions are not instalment plans but credit-free payment methods, which do not affect your credit score. No interest, no contract fee, no monthly administration fee.

Inbank hire purchase

Inbank hire purchase turns a large one-time expense into small monthly payments. Spread the purchase over up to 6 years; the first payment is due only a month later.

Advantages

  • Flexible solution for large expenses
  • You choose the instalment amount
  • You choose the instalment payment period
  • You choose the payment date
  • Response to an application within a minute

Financing terms

  • Financing amount 100 – 10 000 €
  • Period 3 – 72 months
  • Down payment 0 €
  • Interest rate 10.9%
  • Contract fee 0 €
  • Monthly administration fee 0.99 €

How it works

  1. Choose Inbank at checkout
    Pick the ring, then the Inbank method that suits you.
  2. Fill in the application
    You are taken to Inbank; identify yourself and complete the short application.
  3. A decision in about a minute
    Sign the contract digitally if the answer is yes.
  4. We start making the ring
    The order proceeds exactly as any other — 2–4 weeks, delivery on us.

Choose your ring

The Inbank methods appear at checkout once your order is within their amounts.

View engagement rings

The annual percentage rate of charge of the Inbank hire purchase is 22.65% per year under the following example conditions: purchase amount 1500 €, contract period 36 months, interest rate 10.9% from the purchase amount, contract fee 0 €, down payment 0 €, administration fee 0.99 € per month, monthly instalment 56.67 €, total credit cost 2039.73 €. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarise yourself with the terms and conditions of the financial service and, if needed, consult a specialist.

Questions about financing: Inbank customer support, info@inbank.ee or +372 640 8080.